Our People

Atul Garg - Principal Founder

Atul Garg- Principal Founder

Atul has over 25 years of banking and payments experience with Bank of America and American Express. He is a Post Graduate Diploma in Business Management from the Indian Institute of Management, Ahmedabad and a Mechanical Engineer from Birla Institute of Technology & Science, Pilani , India. His general management and leadership qualities were sharpened while leading the network business for American Express in Korea, Indian Sub-Continent and ASEAN. His track record of growing market share in both developed and developing economies across Asia will be instrumental in his vision of introducing SingX to the world.

Kula Kulendaran - Founder

Kula Kulendaran- Founder

Kula brings with him almost 30 years of experience in the financial services and payments arena with American Express, and in the FMCG industry with Nestlé. As Executive Vice President and Head of Global Network Services for American Express in Japan Asia Pacific & Australia, he demonstrated his natural ability to lead and inspire his staff. During his time there, he transformed the business and successfully grew market share in countries like China, Japan, Korea and Australia. Kula has an MBA from London Business School.

Vineet Nagrani - Founder

Vineet Nagrani- Founder

Vineet has almost 30 years of experience as an Investment Banker, having worked in New York, Tokyo, Hong Kong, Mumbai and Singapore. He has a Bachelor’s degree from Indian Institute of Technology - Kanpur and an MBA from University of California – Berkeley.

Head of Operations, Customer Service & Compliance

Radha Gupta- Head of Operations, Customer Service & Compliance

Radha brings with her over 14 years of banking experience with Deutsche Bank, IDBI Capital Markets, Citibank. As Regional COO for Asia Global Client Group of Deutsche Asset & Wealth, she has a proven track record of business transformation. Radha is a Gold medalist MBA graduate from Symbiosis and has a bachelor's degree in Commerce and Accounting from Narsee Monjee, India.

Head of Institutional Sales & Partnerships

Anjana Srinivasan- Head of Institutional Sales & Partnerships

Anjana has over 12 years of Treasury experience with RBS and HDFC Bank covering MNCs & Local Corporates in India and SE Asia. She has cross-asset expertise in balance sheet management, liability hedging, payments and FX solutions. Anjana is a Gold Medalist MBA graduate from Symbiosis and has a bachelor's degree in Commerce from Stella Maris college, India.

Director and Country Head, Australia

Ravi Singh- Director and Country Head, Australia

Ravi has 23 years of experience in the financial services and payments business with American Express across diverse geographies within Asia and Australia. A versatile strategist, Ravi has a solid track record of managing and growing new businesses across multiple markets with core skills in the areas of marketing, sales, revenue and profit optimisation. He has a Post Graduate Diploma in Business Management from the Indian Institute of Management, Ahmedabad and a Bachelor of Technology degree from the Indian Institute of Technology, Mumbai, India's premier education institutions.

Head of Institutional Sales & Partnerships

Eric Kwong- Director and Country Head, Hong Kong

Eric has held a number of senior management positions in Hong Kong and has extensive experience establishing and building businesses in China over the past eighteen years. He is currently the Director and Country Head of SingX Hong Kong and oversees the sales and operations. Prior to SingX, Eric was the Director at Singapore Post responsible for sales & marketing management. He joined Singapore Post from DHL eCommerce, a global logistics company with strong focus on eCommerce solutions, where he was the team head in Hong Kong and Shenzhen. Before joining DHL, he spent twelve years at several MNCs, where he served in various management positions for sales, consulting, and commercial development. He earned his BA in Computer Science from the University of Western Ontario in Canada.

Rajan Raju - Advisor

Rajan Raju- Advisor

Rajan has had a global career spanning more than two decades in the financial services industry. He brings deep and wide-ranging experience in retail banking, asset management, transaction services, as well as technology, operations and processes. He has worked at Citibank, DBS Bank, Deutsche Bank and Standard Chartered. Rajan has a BA (Economics) from Bombay University in Mumbai, and a Post Graduate Diploma in Management from Indian Institute of Management, Ahmedabad.

Edwin Khoo - Advisor

Edwin Khoo- Advisor

Edwin is a seasoned and highly successful banker with over 40 years of multi-faceted experience in the banking and finance sector. He has held various leadership and management positions at leading banks like DBS Bank and Citibank in Consumer Banking, Private Banking and Corporate Banking, where he was responsible for developing strong client relationships, strategic planning, development and implementation in domestic and international markets. Currently, Edwin is managing his own Management Consultancy and is serving as a Director on the Boards of various profit and non-profit organisations, including Manulife, where he is an Independent Director.